by Lora Behm | Feb 16, 2026 | Education
What You May Not Know About Getting a Mortgage After Bankruptcy One of the biggest misconceptions I hear is this: “I can’t apply for a mortgage until seven years after my bankruptcy, once it’s off my credit bureau.” That’s simply not true. While bankruptcy does have a...
by Lora Behm | Feb 11, 2026 | Education
Renewal vs. Refinance: Why They’re Not the Same A lot of people use the terms renewal and refinance interchangeably, but they are actually two very different things. And understanding the difference matters — especially when it comes to the rate you’re offered. What...
by Lora Behm | Feb 6, 2026 | Education
Mortgage Renewal Coming Up? You Have More Time Than You Think When people think about mortgage renewals, they often wait until the renewal letter shows up from their lender. By that point, it can feel rushed, stressful, and like there aren’t many options. The reality...
by Lora Behm | Jan 29, 2026 | Education
What Credit Score Do You Actually Need to Get a Mortgage? One of the most common questions I get is about credit scores — specifically, what score you actually need to qualify for a mortgage and whether a higher score always means a better rate. What Is Considered...
by Lora Behm | Jan 21, 2026 | Education
Fixed vs. Variable Mortgages: How to Decide With variable rates now lower than fixed rates at many lenders, more people are considering variable mortgages again. But choosing fixed versus variable isn’t a one-size-fits-all decision — it really depends on why you’re...
