by Lora Behm | Oct 13, 2026 | Education
Did You Know You Can Get Cash Back on Your Mortgage? Most people know about cash back credit cards, but did you know you can get cash back on your mortgage too? It’s an option that many homebuyers don’t realize exists. Some mortgage programs offer cash back when your...
by Lora Behm | Oct 2, 2026 | Education
Mortgage Myth: Breaking Your Mortgage Always Costs Three Months’ Interest A lot of people assume that if you break your mortgage early, the penalty will automatically be three months’ interest. That’s not always the case. The penalty can depend on the type of mortgage...
by Lora Behm | Sep 22, 2026 | Education
Could Your Cell Phone Bill Affect Your Mortgage Approval? Your cell phone bill could be affecting your mortgage approval… and many people don’t even realize it. When lenders review your mortgage application, they don’t just look at things like credit cards, car loans,...
by Lora Behm | Sep 17, 2026 | Education
Hate Budgeting? The Envelope System Might Be Worth a Try I’ll be honest… I hate budgets. I’ve never found them easy to stick to, especially when they involve writing down and tracking every single place you spend your money. An easier method I like is the Envelope...
by Lora Behm | Sep 8, 2026 | Education
First-Time Home Buyer? Here’s where I would start saving Are you a first-time home buyer wondering where you should start saving for your down payment? My first recommendation is usually a First Home Savings Account (FHSA). You can save up to $8,000 per year. Your...
by Lora Behm | Aug 28, 2026 | Education
That Old Internet Modem Could Be Hurting Your Credit When people think about what can hurt their credit score, they usually think of missed credit card payments, car loans, or lines of credit. But one of the biggest credit issues I see has nothing to do with any of...