Lora Behm

What Happens If You Can’t Get a Mortgage After Your Offer Is Accepted? Did you know that if you purchase a home and can’t secure financing, you could be at risk of losing your deposit — or even being sued if you’re unable to close? It’s something many buyers don’t...

Falling Behind on Property Taxes? Here’s What You Need to Know Lately, I’ve been seeing more and more homeowners fall behind on their property taxes. And while it might seem like just another overdue bill, it can actually become a much more serious situation if it’s...

Thinking About Buying a Rural Property? Here’s What You Need to Know Buying a rural property can be an incredible lifestyle move — more space, more privacy, and a different pace of living. But when it comes to financing, rural properties come with a few extra layers...

Self-Employed and Buying a Home? What Tax Season Means for Your Mortgage It’s small business tax season, and if you’re self-employed, you’re likely doing everything you can to reduce your taxable income. That makes sense,  lower income on paper means paying less in...

Moving Your Down Payment? Don’t Overlook This Step When you’re preparing to buy a home, a lot of focus goes into saving your down payment — but how you move that money is just as important. This is something that can easily get overlooked, especially if your funds are...

Is There an Option Before a Reverse Mortgage? When people think about accessing the equity in their home during retirement, the first option that often comes to mind is a reverse mortgage. But did you know there may be another option to explore before going down that...

How Much Equity Can You Access When Refinancing? One of the most common questions homeowners have is: “How much equity can I actually pull out of my home?” The short answer is "it depends". But there are a few key guidelines that can help you understand what’s...

Unexpected Tax Bill from the CRA? Here Are Some Options For many people, tax season comes with the expectation of a refund. So when that turns into a large amount owing to the CRA, it can feel overwhelming and stressful. If you’ve recently been hit with a tax bill you...

What Actually Makes Mortgage Deals Fall Apart? I get asked all the time what actually makes a deal fall apart. Most people assume it’s something complicated or hidden in fine print — but recently, I’ve been seeing two very specific things happen more than usual. And...