Lora Behm

Using an Online Bank? Don't Forget About Your Deposit Online banking has made managing our finances easier than ever. Accounts like Simplii, Tangerine, and Wealthsimple offer convenient banking without the need to visit a branch, and for many people, they work...

Buying a Home Through a Private Sale? Here's What You Should Know Buying a home through a private sale can be a great opportunity. Without a property being listed on MLS, buyers and sellers often have more flexibility when it comes to negotiating the purchase price,...

Do I Have to Wait After Starting a New Job to Buy a Home? One of the biggest misconceptions I hear is, "I just started a new job, so I have to wait before I can qualify for a mortgage." The good news? That's not always true. Many people believe they need to be with an...

Incorporated Business Owners: Are You Paying Medical Expenses the Wrong Way? If you’re incorporated, there’s something a lot of business owners don’t realize when it comes to medical expenses. Did you know that CRA-allowable medical expenses can potentially be paid...

Why Is It Harder to Get Financing on a Property With Animals? One thing that surprises a lot of buyers looking at rural properties is that financing can become more complicated once animals are involved. People often assume that if they qualify financially, the...

Want to Move but Your Mortgage Isn’t Up for Renewal Yet? You May Still Have Options One of the biggest misconceptions I hear from homeowners is that they have to wait until their mortgage renewal date before they can move. But the truth is it is extremely hard to to...

Buying a New Home Before Selling Your Current One: What You Need to Know A question I get asked all the time is whether someone can buy a new house before selling their current one. The answer is yes — you absolutely can. You can still get pre-approved, shop for...

What Happens If You Can’t Get a Mortgage After Your Offer Is Accepted? Did you know that if you purchase a home and can’t secure financing, you could be at risk of losing your deposit — or even being sued if you’re unable to close? It’s something many buyers don’t...

Falling Behind on Property Taxes? Here’s What You Need to Know Lately, I’ve been seeing more and more homeowners fall behind on their property taxes. And while it might seem like just another overdue bill, it can actually become a much more serious situation if it’s...