by Lora Behm | Jan 29, 2026 | Education
What Credit Score Do You Actually Need to Get a Mortgage? One of the most common questions I get is about credit scores — specifically, what score you actually need to qualify for a mortgage and whether a higher score always means a better rate. What Is Considered...
by Lora Behm | Jan 21, 2026 | Education
Fixed vs. Variable Mortgages: How to Decide With variable rates now lower than fixed rates at many lenders, more people are considering variable mortgages again. But choosing fixed versus variable isn’t a one-size-fits-all decision — it really depends on why you’re...
by Lora Behm | Jan 16, 2026 | Education
Using Child Tax Credit and Child Support to Qualify for a Mortgage When getting pre-approved, one of the most common things I see is income being left off — and sometimes, that missing income can make a real difference. Many people don’t realize that Child Tax Credit...
by Lora Behm | Jan 12, 2026 | Education
Bridge Financing: Why It’s So Confusing (and When You Actually Need It) Bridge financing is one of the most confusing topics in mortgages — and honestly, it can be confusing for me too! But when you need it, understanding how it works can save you a lot of stress....
by Lora Behm | Dec 29, 2025 | Education
Why Your Mortgage Approval Amount Isn’t the Same Everywhere A lot of people walk into their bank, get an approval amount, and assume that’s it — that whatever number they’re given is the same number they’d get anywhere else. But that’s simply not the case. Different...
