Should you buy or rent?

Should you buy or rent?

As housing prices have increased, so has the cost of rent. For most people, the chances are that if you can afford monthly rent you might be able to afford a mortgage. The real benefit of home ownership is that it helps you build equity. Consider saving the minimum...
Thinking About Selling Your Home?

Thinking About Selling Your Home?

If you are seriously considering selling your home, here are a few important questions to ask yourself before taking that leap. What can I expect to sell my home for? It is important that you have a rough idea about how much you might be able to sell your home for....
Investment Properties

Investment Properties

More Canadians are purchasing investment properties and here’s why: Return on Investment: Residential real estate is a solid estate investment, typically appreciating faster than inflation. Pension Plan for the Future: Over the long term, an investment property or...
Thinking about a cottage?

Thinking about a cottage?

Choosing to own a vacation property or second property can sound super exciting, but are your ready for the commitment? Let’s weigh the pros & cons: Pros: Great Investment: Real estate has historically risen in value Rental Income: If you choose to rent your...
5  Ways to Improve Your Credit Score

5 Ways to Improve Your Credit Score

If you currently have a mortgage or looking to obtain one, it is imperative you maintain a healthy credit score. The three digits that make up your credit score tell a lender a lot about your credit history and ultimately the status of your financial health....