by Lora Behm | Jan 21, 2026 | Education
Fixed vs. Variable Mortgages: How to Decide With variable rates now lower than fixed rates at many lenders, more people are considering variable mortgages again. But choosing fixed versus variable isn’t a one-size-fits-all decision — it really depends on why you’re...
by Lora Behm | Jan 16, 2026 | Education
Using Child Tax Credit and Child Support to Qualify for a Mortgage When getting pre-approved, one of the most common things I see is income being left off — and sometimes, that missing income can make a real difference. Many people don’t realize that Child Tax Credit...
by Lora Behm | Jan 12, 2026 | Education
Bridge Financing: Why It’s So Confusing (and When You Actually Need It) Bridge financing is one of the most confusing topics in mortgages — and honestly, it can be confusing for me too! But when you need it, understanding how it works can save you a lot of stress....
by Lora Behm | Dec 29, 2025 | Education
Why Your Mortgage Approval Amount Isn’t the Same Everywhere A lot of people walk into their bank, get an approval amount, and assume that’s it — that whatever number they’re given is the same number they’d get anywhere else. But that’s simply not the case. Different...
by Lora Behm | Dec 16, 2025 | Education
“What’s Your Best Rate?” — The Million-Dollar Question I Get Asked All the Time If there’s one question I hear more than anything else, it’s this one: “What’s your best rate?” And honestly… it’s a fair question. But it’s also one I can’t answer based on a quick phone...
by Lora Behm | Dec 11, 2025 | Education
Have someone helping you out with the bills every month? Here’s something most people have no idea about — and it can make a huge difference when you’re trying to qualify for a mortgage: Some lenders actually allow us to use contributory income to help boost your...
