Lora Behm

Don’t Have Money for a Deposit? You Have Options When you get an accepted offer on a house, you’ll need to provide a deposit—usually within 24 hours. This is typically around 5% of the purchase price, though your realtor will confirm the exact amount. This is not the...

Make Your Mortgage Work for You When it comes to choosing a mortgage, there’s no one-size-fits-all solution. The right option depends on your goals, your budget, and your lifestyle. Here’s a breakdown of some of the most common choices—and what they actually mean....

Understanding Insurance: What Every Homeowner Should Know When it comes to buying or owning a home, “insurance” is a word you’ll hear a lot—but not all insurance is the same. One of the biggest mistakes homeowners make is assuming that all insurance products cover the...

4 Important Steps for First-Time Home Buyers Buying your first home is exciting—but let’s be real, it can also feel overwhelming. Between figuring out how much you can afford, navigating mortgage approvals, and actually finding “the one,” there’s a lot to take in. The...

To Buy or Not to Buy? That is the Question!With the cost of houses, down payment required and needing to qualify, it can feel like homeownership is out of reach. But here’s the thing—rent costs have also gone up. For some people, it's worth checking if you could...

Porting Your Mortgage: What It Is & How It Works Porting a mortgage lets you take your current mortgage and move it to a new property—avoiding penalties and keeping your existing interest rate (a big win if it’s lower than today’s rates). You’ll still need to...

What It Looks Like to Work With Me Whether you’re buying your first home, refinancing, or investing in property, I know that the mortgage process can feel overwhelming. My job is to make it as clear, simple, and stress-free as possible—while finding the solution that...

Tips & Tricks to Build Up Your Credit Score  Your credit score plays a huge role in your financial life—from qualifying for a mortgage to getting approved for loans at better interest rates. The good news? With the right habits, you can improve your credit score...

Who’s on Your Home Buying Team? 🏡 Buying your first home is exciting—but it’s also a big project. The good news? You don’t have to do it alone! You’ll have a team of key players to guide you through every step. Here’s who you’ll want on your home buying dream...