Lora Behm

Probate timelines aren’t always the same — here’s why… When it comes to settling an estate, people are often surprised by how different the timelines can look. Some move quickly, some take much longer — and it’s not always for the reasons you’d expect. There are...

What You May Not Know About Title Insurance Title insurance is something every homeowner has—yet people don't really understand what it is. Title insurance plays a big role in protecting both you and the lender from potential issues tied to your property. And it's...

Retired? There Are Still Ways to Qualify for a Mortgage! Just because you’re retired doesn’t mean your options for getting a mortgage are gone. While it can sometimes be easier to qualify with traditional employment income, there are still plenty of solutions...

Why Paying Cash Doesn’t Always Mean You’ll Qualify for a Mortgage Just because you can buy a house in cash doesn’t mean you’ll automatically qualify for a mortgage later. I’ve had clients come to me saying, “I have enough cash to buy the property outright, but I want...

Don’t Have Money for a Deposit? You Have Options When you get an accepted offer on a house, you’ll need to provide a deposit—usually within 24 hours. This is typically around 5% of the purchase price, though your realtor will confirm the exact amount. This is not the...

Make Your Mortgage Work for You When it comes to choosing a mortgage, there’s no one-size-fits-all solution. The right option depends on your goals, your budget, and your lifestyle. Here’s a breakdown of some of the most common choices—and what they actually mean....

Understanding Insurance: What Every Homeowner Should Know When it comes to buying or owning a home, “insurance” is a word you’ll hear a lot—but not all insurance is the same. One of the biggest mistakes homeowners make is assuming that all insurance products cover the...

4 Important Steps for First-Time Home Buyers Buying your first home is exciting—but let’s be real, it can also feel overwhelming. Between figuring out how much you can afford, navigating mortgage approvals, and actually finding “the one,” there’s a lot to take in. The...

To Buy or Not to Buy? That is the Question!With the cost of houses, down payment required and needing to qualify, it can feel like homeownership is out of reach. But here’s the thing—rent costs have also gone up. For some people, it's worth checking if you could...