by Lora Behm | May 5, 2025 | Education
Navigating the Spring Market: Avoiding Costly Mistakes When Buying a Home As the spring housing market heats up, many of you might be considering a move or purchasing your first home. One critical piece of advice I cannot stress enough is to avoid making significant...
by Lora Behm | May 1, 2025 | Education
Up for Renewal with a COVID Rate? Here’s What to Know! As the year progresses, many homeowners are nearing their mortgage renewal dates. These mortgages were often secured at the low interest rates available during the COVID-19 pandemic. Now, with current rates higher...
by Lora Behm | Jul 6, 2024 | First Time Home Buyers
If you are starting to save your money for a down payment it can be super confusing on where to put the money. So many different options! RRSP, FHSA, Chequing Account, TFSA, under your pillow? I am going to break down for you what accounts you should be opening and in...
by Lora Behm | Apr 19, 2024 | First Time Home Buyers
The Federal Government announced their 2024 budget this week which made some changes to the Capital Gain Inclusion Rate. What is a capital gain? It is the difference between the assets cost & total sale prices. Typical assets include rental/investment properties,...
by Lora Behm | Apr 12, 2024 | First Time Home Buyers
The RRSP Home Buyers Plan is a plan that allows a first time home buyer to take money out of their RRSPs and put towards the the purchase of their new home. That money can be used for anything (furniture, down payment, your land transfer tax, etc). Because you...